Let me tell you a story about relying solely on cards for my trip to Japan and getting into big trouble.
Back in Korea, I was someone who couldn't live without a card, but as soon as I arrived in Japan, I was flustered. Convenience stores, small restaurants, even street vendors in front of famous tourist spots! I was surprised by how many places only accepted cash. My exchanged money quickly ran out, and I still vividly remember searching far and wide for an ATM. That's when I realized: Japan is still a cash-based society!
Japan: Why the Continued Reliance on Cash?
Japan has long been a society where cash payments are predominant.
I've heard that digital device usage is low among the elderly, and there's still a reluctance towards card transaction fees. While the government has recently been promoting cashless payments, many shops still prefer cash payments. This trend is especially strong in independent shops and traditional establishments.
In fact, the cashless payment ratio in Japan was about 36% as of 2023. Compared to Korea's figure, which is well over 90%, Japan still has a long way to go.
Where is Cash Needed?
Cash isn't needed everywhere.
Large shopping malls, department stores, and chain restaurants generally accept card payments. However, be aware that many places, such as for transportation card top-ups, vending machines, small local restaurants, traditional markets, and admission fees for shrines and temples, often only accept cash.
Practical Tips for Travelers
Before traveling to Japan, exchanging yen is essential. But carrying too much cash can be risky, right?
Before your trip, prepare a rechargeable card like a Travel Wallet or Travelog. It's convenient to top up with yen as needed, and you can save on exchange fees. I recommend carrying a moderate amount of cash for emergencies. 5,000 to 10,000 yen should be enough to feel secure. Lastly, don't forget to write down the lost and found phone number on the back of your credit card in case you lose it!